Get the ultimate head start with education life cover and savings
Give your child a competitive edge right from the beginning. This plan combines life cover for your child with savings for their education. Set your savings goal as the insured amount and we'll help you stay on track.
You can choose to let the plan mature when your child reaches 22Footnote link 1, or withdraw cash earlyFootnote link 2 to cover things like school fees or private tuition.
What's best for your insurance needs? Get tailored guidance from our Insurance Specialists today.
Key benefits

Get potential returns on your child's education funds
Earn at least 2% p.a. interest for the first 8 years as a return on your child's education funds, and a loyalty bonusFootnote link 3 when your policy ends

Adapt to your evolving needs
Enjoy more flexibility with the sum insuredFootnote link 4, cash withdrawal servicesFootnote link 2, and boosting your account value with unscheduled premiumsFootnote link 5

Continued protection for your child
Get new life cover when your policy ends, without underwriting

Special offers — Enjoy up to 2% off
- Enjoy up to 2% off your first-year premium, plus an additional 1.5% off for select customers. T&Cs apply (PDF) This link will open in a new window.
- Enjoy preferential interest rate on time deposit when you successfully apply for this plan. T&Cs apply (PDF) This link will open in a new window.
How to apply
Eligibility
To apply for our Goal Access Universal Life Plan (Education), you'll need to meet both of these requirements:
-
the child will need to be agedFootnote link 1 between 15 days after birth to 10 years
-
both you and the child will need to meet our criteria for nationality (country/region/territory), address and residency—which are subject to change from time to time
The Goal Access Universal Life Plan (Education) is a long-term universal life insurance plan with a savings element underwritten by HSBC Life (International) Limited ("HSBC Life"). It is not equivalent or similar to a bank deposit. Policyholders are subject to HSBC Life's credit risk and early surrender loss.
Talk with us
Get personalised support from our Insurance Specialists. Book a face-to-face appointment or meet with us over video.
HSBC Premier Elite or Premier customer?
Contact your Premier Elite Director or Relationship Manager. HSBC Premier customers can also call us on (852) 2233 3322.
Find out more
You may also be interested in

HSBC Income Goal Deferred Annuity Plan
A qualifying deferred annuity plan that provides a flexible accumulation and annuity period, with 5 or 10 years of tax-deductible premium payments

Income Goal Insurance Plan II
An annuity plan that gives you a steady income stream after just 10 years

HSBC Flourish Income Annuity Plan
An annuity plan with 3 years' premium payment period and steady monthly annuity payments after 1 or 3 years for your retirement years

Your policy at your fingertips
Get easy access to your policy details, future policy projections, make changes to your policies and more, all via online or mobile banking
- The age refers to the age the insured person or policyholder, whichever is applicable, will be on their next birthday.
- Cash withdrawals are subject to a surrender charge in the first eight policy years. Please refer to 'Surrender charge' under 'Details of Charges' in the product brochure for details.
- Terms and conditions apply. Please refer to 'Loyalty bonus' under 'Product summary' in the product brochure for details.
- Increasing the sum insured is subject to both underwriting and an increase in the policy expense charge and insurance change. Reducing the sum insured may incur surrender charges. Please refer to 'Surrender charge' under 'Details of fees and charges' in the product brochure for details.
- This refers to the policy anniversary at which the insured person or policyholder (whichever the case may be) reaches the specified age based on their age on their next birthday.
- The terminal illness benefit will terminate when the insured person reached the ageFootnote link 6 of 65, when the benefit has been paid out or the policy has been terminated, whichever is earlier. Your policy will be terminated once this benefit has been paid to you. For the detailed terms and conditions and exclusions, please refer to the relevant policy provisions.
Payor's benefit is applicable to both:
1.any insured person agedFootnote link 1 between 15 days after birth and 18 years
2.the policyholder agedFootnote link 1 between 19 and 60 who holds a Hong Kong Identity Card or Macau Identity CardThe benefit will terminate upon the policy anniversary at which the policyholder reaches the ageFootnote link 6 of 65 or the insured person reaches the ageFootnote link 6 of 22, or when the policyholder recovers, or when the policy is terminated or paid up, whichever is the earliest. This benefit is not applicable for single premium policies. Please refer to the policy provisions of the supplementary benefits for the detailed terms and conditions and exclusions.