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Chillout welcome offers – Get up to 75% off plus Klook e-Gift Card
New insurance customers[@new-to-insurance] can enjoy up to 75% off first-year premium when you apply online for any of the selected term life, medical and critical illness plans with the promo code 'CHILLOUT'. Plus, get Klook e-Gift Card worth up to HKD200 with designated first-year premium[@insurance-chill-anp]!
Offer ends on 20 August 2025. T&Cs apply (PDF).
Life insurance plans
New insurance customers[@new-to-insurance]: Up to 60% off your first-year premium
A voluntary health insurance plan that covers your essential medical needs from the first-dollar[@insurance-vhis-one-item-sub-limit], with optional Supplementary Major Medical coverage, available online.
New insurance customers[@new-to-insurance]: Up to 60% off your first-year premium
Extensive coverage against 76 critical illnesses including cancer, heart disease and stroke and 4 conditions —plus a full premium refund[@totalbasicplanpremiumpaid4] if no claims are made by the end of the policy term
New insurance customers[@new-to-insurance]: Enjoy 30% off your first-year premium (5-year premium payment mode)
Term life insurance you can tailor with additional benefits like critical illness cover, hospital cash and more—available online only
New insurance customers[@new-to-insurance]: Enjoy 75% off your first-year premium
Other insurance plans
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Contact your Premier Elite Director or Relationship Manager. HSBC Premier customers can also call us on (852) 2233 3322.
Disclaimer
Life insurance products above are underwritten by HSBC Life (International) Limited ("HSBC Life") which is authorised and regulated by the Insurance Authority ("IA") to carry on long-term insurance business in the Hong Kong SAR. HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group's insurance underwriting subsidiaries. Policyholders are subject to the credit risk of HSBC Life and early surrender loss.
General insurance products are underwritten by AXA General Insurance Hong Kong Limited ("AXA"), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR.
These products are not a bank deposit or bank savings plan. Please refer to the product brochure for detailed features and the policy provisions for the detailed terms and conditions.
The Hongkong and Shanghai Banking Corporation Limited ('HSBC') is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products and AXA for distribution of general insurance products in the Hong Kong Special Administrative Region. These products are products of HSBC Life and AXA but not HSBC and they are intended only for sale in the Hong Kong SAR.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life or AXA and you directly.