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EveryMile Credit Card
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At a glance
Earn unlimited miles at a rate as low as HKD2 = 1 mile, and enjoy a wide range of complimentary travel perks.
Welcome offers
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Apply online to get up to $800 RewardCash (or 16,000 miles)View footnote 1
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Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment PlanView footnote 2
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Earn miles at a rate as low as HKD0.4 = 1 mileView footnote 3
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Enjoy an "Interest-free Payment Holiday" for the first two monthsView footnote 4
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First year annual fee waiverView footnote 5
Rewards
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Earn miles on your spending at an unlimited rate as low as HKD2 = 1 mile
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Earn miles on other local and overseas purchases at a rate of HKD5 = 1 mileView footnote 6,View footnote 7
Travel privileges
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Convert your RewardCash to miles / points at 15 frequent flyer and hotel loyalty programmes at a preferential rate View footnote 7
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Receive HKD300 in spending rebate This link will open in a new window when you make a single purchase of HKD5,000 or more on the Cathay Pacific appView footnote 9
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Enjoy up to 6 complimentary airport lounge visits This link will open in a new window per yearView footnote 10
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Get complimentary multi-trip travel insurance This link will open in a new window including mobile phone and trip cancellation coverView footnote 6
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Enjoy 30% off cross-border limousine services This link will open in a new window between Hong Kong and Guangdong, China
Dining privileges
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Get 15% off at selected restaurants This link will open in a new window in the Hyatt Regency Hotel Tsim Sha Tsui
What else could you enjoy?
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Get an automatic annual fee waiverView footnote 5 for the next year just by spending HKD80,000 annually
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24hr concierge service
Can you apply?
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An annual income of HKD240,000 or above
What's next?
Notes
- Welcome offer is subject to relevant promotional terms and conditions;
- New Credit Card Customers who activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HKD20,000 and with a repayment period of 12 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash. Terms and conditions apply.
In the first HKD8,000 spent, you can earn as low as every HKD0.4 spent = 1 mile, calculated as below:
-Earn HKD8,000 × 2.5% = $200 RewardCash in total for your spending made under "Designated everyday spend" at a rebate rate of 2.5%
-RewardCash earned from welcome offer: up to $800 RewardCash
-Total RewardCash earned: up to $1,000 RewardCash
-Total miles earned: $1,000 RewardCash × 20 = 20,000 miles (at a preferential conversion rate of $1RewardCash = 20 miles)
-Earn rate: HKD8,000 ÷ 20,000 = HKD0.4 / 1 mile
- You can enjoy an Interest-free Payment Holiday welcome offer on your HSBC EveryMile Card where you can defer the payment of the statement balance of the first 2 statements after your physical HSBC EveryMile Card is activated within 60 calendar days upon card issuance without incurring any finance charge or late charge. No registration is required. Valid from 1 March 2025 to 28 February 2026. Please refer to the Payment Holiday Welcome Offer Terms and Conditions for more details.
- You can enjoy an annual fee waiver for the first year as a part of the welcome offer. The annual fee of HKD2,000 on your HSBC EveryMile Credit Card will be waived for the following year simply by spending HKD80,000 annually. Bill payments and tax payments settled via HSBC Mobile Banking and/or HSBC Online Banking, cash advance or withdrawal under the cash instalment plan or cash credit plan are not eligible spend to reach the spending requirement for enjoying annual fee waiver.
- The RewardCash rebate, preferential rate for miles or points conversion, complimentary travel insurance and lounge access are exclusive to the HSBC EveryMile Credit Card. They are subject to the terms and conditions under the HSBC EveryMile Credit Card reward scheme and travel privileges.
(a) HSBC EveryMile Credit Card cardholders can enjoy a preferential rate when converting their RewardCash to miles or points for frequent flyer programmes and hotel loyalty programmes on HSBC Reward+ app. The latest preferential rate is $1 RewardCash to 20 miles/points.
(b) HSBC EveryMile Credit Card cardholders can earn a 2.5% RewardCash rebate for designated everyday and travel spend and a 1% RewardCash rebate for other local and overseas purchases. Some transactions may not be eligible for this special reward. Please refer to the terms and conditions for more details.
Considering (a) and (b), cardholders can enjoy a mile earning rate of HKD2 or HKD5 = 1 mile respectively.
- The offer is subject to its programme terms and conditions, and is exclusive for HSBC EveryMile Credit Card cardholders. Bookings must be made via the designated Agoda website or by accessing the Agoda mobile app through the designated Agoda website. You can enjoy 8% off after the monthly quota of 15% off is utilised. You can check if the monthly quota has been used up on the website.
- The offer is subject to programme terms and conditions, and is available to both HSBC EveryMile and Visa Signature cardholders.
View the full list of Plaza Premium lounges and airport dining outlets in Hong Kong and overseas.
If the cardholder cannot meet the spending requirement, they will be charged a service fee of HKD250 per cardholder per access within 1 month after the 60-calendar day period has elapsed.
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Manage your spending at home, in mainland China and beyond all on a single card.
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Earning rewards is easier than ever. Get up to 4% RewardCash rebate when you spend online, 1% for designated spending categories.
Earn unlimited miles at a rate as low as HKD2 = 1 mile, and enjoy a wide range of complimentary travel perks.